Estimates of gender differences in firm’s access to credit in Sub-Saharan Africa

Henrik Hansen; John Rand

doi:10.1016/j.econlet.2014.04.001

Estimates of gender differences in firm’s access to credit in Sub-Saharan Africa

17 Citations (Scopus)

Abstract

Based on firm level data from 16 Sub-Saharan African countries we show how three different measures of credit constraints lead to three different estimates of gender differences in manufacturing firms’ credit situation. Using a perception based credit constraint measure female owned firms appear relatively more constrained than male owned firms. Using formal financial access data we find no gender effect. Finally, using direct information on credit constraints, male owned small firms appear disadvantaged. Furthermore we show a strong size gradient in the gender gap for the two measures for which we find significant gender differences.

Original language	English
Journal	Economics Letters
Volume	123
Issue number	3
Pages (from-to)	374-377
Number of pages	4
ISSN	0165-1765
DOIs	https://doi.org/10.1016/j.econlet.2014.04.001
Publication status	Published - Jun 2014

Access to Document

10.1016/j.econlet.2014.04.001

Cite this

@article{549353cdfcac42abb6a073a493333e67,

title = "Estimates of gender differences in firm{\textquoteright}s access to credit in Sub-Saharan Africa",

abstract = "Based on firm level data from 16 Sub-Saharan African countries we show how three different measures of credit constraints lead to three different estimates of gender differences in manufacturing firms{\textquoteright} credit situation. Using a perception based credit constraint measure female owned firms appear relatively more constrained than male owned firms. Using formal financial access data we find no gender effect. Finally, using direct information on credit constraints, male owned small firms appear disadvantaged. Furthermore we show a strong size gradient in the gender gap for the two measures for which we find significant gender differences.",

author = "Henrik Hansen and John Rand",

note = "JEL classification: G21, J16, L25, O11",

year = "2014",

month = jun,

doi = "10.1016/j.econlet.2014.04.001",

language = "English",

volume = "123",

pages = "374--377",

journal = "Economics Letters",

issn = "0165-1765",

publisher = "Elsevier",

number = "3",

}

TY - JOUR

T1 - Estimates of gender differences in firm’s access to credit in Sub-Saharan Africa

AU - Hansen, Henrik

AU - Rand, John

N1 - JEL classification: G21, J16, L25, O11

PY - 2014/6

Y1 - 2014/6

N2 - Based on firm level data from 16 Sub-Saharan African countries we show how three different measures of credit constraints lead to three different estimates of gender differences in manufacturing firms’ credit situation. Using a perception based credit constraint measure female owned firms appear relatively more constrained than male owned firms. Using formal financial access data we find no gender effect. Finally, using direct information on credit constraints, male owned small firms appear disadvantaged. Furthermore we show a strong size gradient in the gender gap for the two measures for which we find significant gender differences.

AB - Based on firm level data from 16 Sub-Saharan African countries we show how three different measures of credit constraints lead to three different estimates of gender differences in manufacturing firms’ credit situation. Using a perception based credit constraint measure female owned firms appear relatively more constrained than male owned firms. Using formal financial access data we find no gender effect. Finally, using direct information on credit constraints, male owned small firms appear disadvantaged. Furthermore we show a strong size gradient in the gender gap for the two measures for which we find significant gender differences.

U2 - 10.1016/j.econlet.2014.04.001

DO - 10.1016/j.econlet.2014.04.001

M3 - Journal article

SN - 0165-1765

VL - 123

SP - 374

EP - 377

JO - Economics Letters

JF - Economics Letters

IS - 3

ER -