Estimates of gender differences in firm’s access to credit in Sub-Saharan Africa

Henrik Hansen; John Rand

doi:10.1016/j.econlet.2014.04.001

Estimates of gender differences in firm’s access to credit in Sub-Saharan Africa

17 Citationer (Scopus)

Abstract

Based on firm level data from 16 Sub-Saharan African countries we show how three different measures of credit constraints lead to three different estimates of gender differences in manufacturing firms’ credit situation. Using a perception based credit constraint measure female owned firms appear relatively more constrained than male owned firms. Using formal financial access data we find no gender effect. Finally, using direct information on credit constraints, male owned small firms appear disadvantaged. Furthermore we show a strong size gradient in the gender gap for the two measures for which we find significant gender differences.

Originalsprog	Engelsk
Tidsskrift	Economics Letters
Vol/bind	123
Udgave nummer	3
Sider (fra-til)	374-377
Antal sider	4
ISSN	0165-1765
DOI	https://doi.org/10.1016/j.econlet.2014.04.001
Status	Udgivet - jun. 2014

Adgang til dokumentet

10.1016/j.econlet.2014.04.001

Citationsformater

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title = "Estimates of gender differences in firm{\textquoteright}s access to credit in Sub-Saharan Africa",

abstract = "Based on firm level data from 16 Sub-Saharan African countries we show how three different measures of credit constraints lead to three different estimates of gender differences in manufacturing firms{\textquoteright} credit situation. Using a perception based credit constraint measure female owned firms appear relatively more constrained than male owned firms. Using formal financial access data we find no gender effect. Finally, using direct information on credit constraints, male owned small firms appear disadvantaged. Furthermore we show a strong size gradient in the gender gap for the two measures for which we find significant gender differences.",

author = "Henrik Hansen and John Rand",

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AB - Based on firm level data from 16 Sub-Saharan African countries we show how three different measures of credit constraints lead to three different estimates of gender differences in manufacturing firms’ credit situation. Using a perception based credit constraint measure female owned firms appear relatively more constrained than male owned firms. Using formal financial access data we find no gender effect. Finally, using direct information on credit constraints, male owned small firms appear disadvantaged. Furthermore we show a strong size gradient in the gender gap for the two measures for which we find significant gender differences.

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DO - 10.1016/j.econlet.2014.04.001

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