@article{fd09a91e026b40079156263210b2d1a0,
title = "Cash flows and policyholder behaviour in the semi-Markov life insurance setup",
keywords = "duration dependence, Kolmogorov's differential equations, surrender, free policy",
author = "Kristian Buchardt and Thomas M{\o}ller and Schmidt, {Kristian Bjerre}",
year = "2015",
month = nov,
day = "17",
doi = "10.1080/03461238.2013.879919",
language = "English",
volume = "2015",
pages = "660--688",
journal = "Scandinavian Actuarial Journal",
issn = "0346-1238",
publisher = "Taylor & Francis Scandinavia",
number = "8",
}